When people talk retirement planning they are generally referring to financial planning.How much is enough? That will depend on the lifestyle you are going to plan on having once retired.Some place a set amount into a retirement fund each week. Others make investments, and real estate can be a very real choice under the circumstances.One you retire, sell the house, and you have your money. Sounds easy doesn't it?Even a combination of savings and investments can be looked at if you don't want all your eggs in one basket. It does make more sense to have more than one avenue for growing retirement funds.The basic idea is to think about what age you might retire, and what you spend now to live a year. Naturally inflation will dictate that what you get for your money now won't be as much in twenty years.So try and be realistic without pushing the panic button. Research your options, you can get in a financial adviser or use the resources on the internet. You can find valuable information by researching personal finance articles on the internet, or go direct to a reputable financial planner to help you work out what your current worth is and what you need to put in place to be able to live comfortably in your retirement.Decide what lifestyle you want to live when you retire and try and get the tools in place to achieve that. Are you willing to sell the family home? Do you want to travel? Is a retirement village good for you?Read this lens and the other personal finance articles online that we have online here as well. Once you know you can begin to find out how much you might need.Investing in your financial future is the greatest gift you can give yourself by far.If you aren't sure where to begin or how, perhaps it's time to seek the services of a qualified financial advisor. His advice may prove invaluable and may give you a much more comfortable future than you would have ever imagined left to your own devices.Click this link to arrange a free retirement financial planning consultation with one of our highly ranked financial advisors.