Most families of 5 do not have an extra $1000 per month to spend on health insurance.  So what do they do?  They are insured by the government who subsidizes rich hospitals to pay for the care of the uninsured.  Any economist knows that we cannot survive with health costs rising at this rate.  Indeed it will be tough to survive with health rates stagnating, but with inflation just around the corner and it being the only solution to our financial problems we are going to have to inflate our way out of recession which will make health insurance even more expensive.  Instead of proposing a bill or plan that will be stifling to business and the taxpayer, we should first focus on lowering costs which will organically end up covering more people than another government agency.  In other words don’t paint the house until you know its not going to collapse.