clipped from: harborfi.typepad.com It is impossible for me to tell you which type of medical plan is the best. Good savers can be very happy with HSA plans and high deductible health plans. People who do not mind using network doctors, and who want comprehensive medical coverage will probably enjoy an HMO. Others, who want a more flexible plan that still covers many medical services will probably want to choose a PPO. It is very important for you to learn the advantages and disadvantages of all of the types of low cost health insurance coverage you can choose!