If you want to do it yourself however it is not very difficult to keep up with the markets on a daily or even hourly basis by going online and subscribing to reports for mortgage rates. The Internet is also a great place to comparison-shop mortgage rates between various lenders. By performing due diligence you can save yourself thousands of dollars over the life of your mortgage. A small difference of a quarter percent or even an eighth of a percent difference in your Chicago Mortgage rate can make a significant change in the amount you’ll pay over the life of the mortgage.