clipped from: mises.org   

It's time we demystify the role of money in society. It serves a useful purpose.

You need money to serve as a proxy for goods and services to exchange later.

There is no arguing with the injunction to serve others, but there is a problem with the phrase "give back." It implies that people with money have taken something from others. But presuming that the businessperson has been successful through enterprise, their wealth comes not from taking but from cooperating with willing buyers.

Even the richest person, provided the riches comes from mutually beneficial exchange, does not need to give anything "back" to the community, because this person took nothing out of the community.

Thus is the institution of money not inherently corrupt or tainted; it is highly useful and necessary, and arises merely in response to the desire of people to cooperate.