clipped from: articles.moneycentral.msn.com   
  • Spending without a budget.

  • Carrying a balance on credit cards.

  • Ignoring interest rates.

  • Not investigating disability insurance.

  • Failing to see how little purchases add up.

  • Not matching employer's contribution to retirement.

  • Waiting until the last minute to fund IRA.

  • Paying everyone else, saving "what's left."

  • Not managing your investments.

  • Getting emotional about your investments.